Number Changes Everything.

Business networking and collaboration

Network and invest in profitable businesses, find business partners, track all your investments real-time.

Illustration of a connected global network
Choose your pool

Six ways to grow your money, together

Every pool combines verified members' capital and invests it collectively in a chosen asset class. Returns are distributed automatically among contributing members, net of PoolTransact's platform fee, and members may withdraw or reinvest their share.

myInvestment community group

InvestCX

The general-purpose, broad and diversified investment community and networking hub — for professionals who want to connect, invest, and grow capital as one group.

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SaveToInvest group

SaveToInvest

Members commit to save for a fixed period; once accumulated, the group's savings are invested together and profit is shared across every member.

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AssetInvest Real Estate group

AssetInvest / Real Estate

Pooled capital is invested in property and other real-estate-backed assets, with profit shared as the portfolio matures.

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AgroInvest group

AgroInvest

Pooled capital funds agricultural ventures and value chains, with members sharing in the resulting harvest and produce-market returns.

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Stocks group

Stocks

Pooled capital is invested in publicly traded equities across global markets, with returns shared among group members.

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HMH Hold My Hand group

HMH — Hold My Hand

A guided, lower-risk entry group built for beginners and low-income earners taking their first step into investing. Experienced mentors guide every member from sign-up to their first payout — nobody grows alone.

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Don't see your niche? Any member can request a new investment group with a clear, detailed business or value justification. Every request is reviewed by PoolTransact platform admins, who approve or reject it with a reason — rejected requests can be revised and resubmitted.

Business funding

Already profitable? Let a pool fund your next stage.

Existing, profitable businesses can apply directly to any investment group for growth capital — no separate lender, no opaque process. The group reviews your case and comes back with a clear offer covering the amount, interest rate, and repayment date, which you can accept or negotiate before funds are disbursed from the pool.

01
Apply

Submit your business case, requested amount, and intended use of funds to any group.

02
Get an offer

The group reviews your application and proposes an amount, interest rate, and repayment date.

03
Accept or negotiate

Review the offer, negotiate terms if needed, then accept — funds are disbursed from the group's pool.

04
Repay & build history

Repay the agreed amount plus profit by the due date; every request stays logged and auditable.

Business applicant and investment group agreeing on a funding offer
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Offer sentRate & repayment date set
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Funds disbursedStraight to your business
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Every request is logged. All funding applications, offers, and repayments are tracked and fully auditable, and on-time repayment builds your standing for future funding.

PoolTransact Business Network (PTBN)

Share your ideas today, someone might be interested.

Post a business idea and open it up for discussion — any verified member can join the conversation, no approval needed. It's the easiest way to find a financial partner who shares your interest, right inside PoolTransact.

OPEN DISCUSSIONS

Real ideas, real conversations, happening now

Every post starts an open thread — reply, react, and connect directly with the people who show interest.

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Riders matchedSame route, shared cost
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Fare split weeklyNegotiated in-app
📍 Lagos, Nigeria — Victoria Island / Lekki corridor
PoolTransact / PoolRide

Share the ride. Split the fare. Track every trip.

Drivers list a route, pickup point, and fare; riders browse listings and request a seat that fits their commute. Once a driver accepts, the group coordinates in-app and splits the cost daily, weekly, or monthly — and can follow every trip live from pickup to drop-off.

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Shared pickup & fare

Drivers set a convergence point, fare, and billing cadence; riders browse and request a seat on a route that fits their commute.

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Built-in chat

Riders and drivers coordinate pickup details and stay in touch in-app, from request through drop-off.

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Flexible billing

Split the fare daily, weekly, or monthly — whatever works for the group.

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Live trip tracking

Once a trip starts, riders can follow the driver's live location in real time, and generate a shareable tracking link for anyone outside the app.